Our goal is to guide you through Medicare and help you get the best coverage to suit your individual health needs at the lowest possible cost.

Unfortunately, the burden of understanding Medicare is on you! What do you need to know?

• Timely enroll in Medicare to avoid permanent lifetime penalties.

• Determine if you are able to get extra help to pay for portions of Medicare.

• Avoid paying more for Medicare if your income has been high in the past 2 years.

• Verify your doctors & prescriptions are covered & exactly what it will cost you.

• Will you hit the Medicare prescription plan donut hole when medicines cost more?

• Make sure you understand how Medicare works and all of your options.

• Understand what Medicare does not cover and what you can do about it.

This decision affects you not only now but for years to come and these decisions can be permanent, so it is important to be educated and informed to find the right fit for your needs and budget.

As we are appointed with the top carriers in Virginia, we are able to tell you about all the plans in your area so that you can shop for what the market has to offer you. We can also tell you about the extra benefits available with each carrier as well as any limitations you may experience.

These plans will not cost you anymore if you use an agent and my services are absolutely free. We offer telephonic, virtual and in-home appointments, whatever is best for you. This is a huge decision not to be taken lightly. We look forward to assisting you now and for years to come!